[{"data":1,"prerenderedAt":242},["ShallowReactive",2],{"$fWxxJvFgmXDk_zsMUfZrBtCAH359mhh95RdoFkn1E3qM":3,"$fjC_IhRnrgrIVC2yMdDem-LanUIshnBzNQ_Dp1fNcLnQ":22,"$fyEWJDDa2qqCDU1Q-sNJI2harX7YEDxcGVMWxslypo-M":38,"$frkPWS-W-HR_wzF5gg_cA7BLnveKe56Z4TliZHPOKDJU":143,"$fDW-ZO6EvJ4i67l1palyhKOiB_n2wdRUCvTfeKzsBt9U":238},[4],{"id":5,"updatedAt":6,"createdAt":7,"contentType":8,"title":9,"metaDescription":7,"slug":10,"thumbnail":11,"isPickUp":15,"tag":16,"content":7,"isNoIndex":20,"hidePointCarouselContent":20,"banner":20,"bannerText":7,"ctaUrl":7,"ctaText":7,"delay":21,"compareTableCtaText":7,"showInColumnPage":15},"q_4g6i3hld4","2026-03-23T12:21:27.241Z","","ColumnPage","成長投資枠とつみたて投資枠の違いが分かる","growth-nisa",{"url":12,"width":13,"height":14},"/_images/13bda131a7e2213a15b30637efc15c5d.webp",1125,480,true,{"id":17,"contentType":18,"title":19,"slug":17},"nisa","ColumnTag","NISA",false,0,[23],{"id":24,"updatedAt":25,"createdAt":26,"contentType":8,"title":27,"metaDescription":27,"slug":28,"thumbnail":29,"isPickUp":20,"tag":33,"content":36,"isNoIndex":15,"displayPanel":37,"hidePointCarouselContent":15,"banner":20,"bannerText":7,"ctaUrl":7,"ctaText":7,"delay":21,"compareTableCtaText":7,"showInColumnPage":15},"eqss74upcgwh","2026-04-05T10:06:21.110Z","2026-02-12T06:32:59.413Z","クレカ積立ってなに？","014",{"url":30,"width":31,"height":32},"/_images/b82c9f399f2be19f213b1172118d3962.webp",1792,1024,{"id":34,"contentType":18,"title":35,"slug":34},"credit-card","クレカ積立","## クレカ積立とは\nクレカ積立とは、クレジットカードを利用して投資信託などを定期購入する仕組みです。ポイント還元を受けながら自動的に資産形成が進むため、日常の支払いと投資を同時にこなせる利点があります。特に、普段からカード決済を多用する方にとっては、ポイントを効率よく活用できる方法として注目されています\n\n### 具体的な購入の流れ\nクレジットカード決済のタイミングで、あらかじめ設定しておいた投資信託が自動的に購入されます。購入金額や銘柄は事前に登録し、毎月の積立を仕組化することで投資初心者でも継続しやすい点が特徴です。付与されたポイントを再投資に充てられる場合もあり、複利効果を狙いやすくなります。\n\n## メリットと注意点\nクレカ積立の最大の魅力は、ポイントの恩恵を受けながら長期投資を続けられることです。一方で、カード利用額が増えすぎると支払い負担が高まるリスクがあります。利用限度額や決済日を把握して計画的に利用することが大切です。\n\n### 手数料の確認\n一部の証券会社やカード発行会社では、積立に際して手数料やポイント還元率に違いがあります。契約前に比較検討し、総費用や還元率をチェックしておくことで、より有利な条件を選びましょう。\n\n## まとめ\nクレカ積立は、日常のカード決済を活用しながら効率的に資産形成を行う手段です。正しい管理と継続的な積立を心がければ、ポイントを味方につけて着実に運用を進められるでしょう。","非表示",{"id":39,"managedName":40,"service":41},"mcms-pickup","rightColumnPickUpService",{"id":42,"updatedAt":43,"createdAt":44,"contentType":45,"name":46,"slug":47,"affParamName":48,"affLinks":49,"logo":55,"banners":59,"score":64,"pointText":65,"nisaCommission":66,"nisaItemsCount":73,"nisaCreditCardAccumulation":84,"nisaRecommendPoint":90,"defaultCommission":91,"defaultItemsCount":111,"defaultCreditCardAccumulation":130,"defaultTool":133,"defaultRecommendPoint":134,"defaultRecommendPointJson":135,"yutaiCommission":138,"yutaiDomesticStock":139,"yutaiSingleStockPurchase":20,"yutaiSearchTool":140,"yutaiRecommendPoint":7,"surpervisorComment":141,"campaignContent":142,"comparisonTableButtonUpperText":46,"forNisa":15,"forDefault":15,"forIdeco":15,"forRobo":20,"hasInvestmentTrustItems":15,"hasDomesticItems":15,"hasIpoItems":15,"hasMiniItems":15,"hasMarginItems":15,"hasFuturesItems":15,"forBeginner":15,"hasManyItems":15,"easyToUseApp":15,"hasManySupport":15,"commissionAmount":21},"3_qgai_owk-r","2026-04-10T11:26:57.972Z","2026-02-12T06:00:06.591Z","Service","松井証券","matsui","add",{"ipo":50,"usa":51,"nisa":52,"general":53,"investment-trust":54,"credit-card-accumulation":52},"https://h.accesstrade.net/sp/cc?rk=0100pwcq00o8ys","https://h.accesstrade.net/sp/cc?rk=0100pyy800o8ys","https://h.accesstrade.net/sp/cc?rk=0100pvl400o8ys","https://h.accesstrade.net/sp/cc?rk=0100pwcr00o8ys","https://h.accesstrade.net/sp/cc?rk=0100pyy700o8ys",{"url":56,"width":57,"height":58},"/_images/cfb9e1329808020da957af906c52ac48.webp",305,160,{"ipo":60,"usa":61,"nisa":62,"general":62,"investment-trust":63,"credit-card-accumulation":62},"/_images/9b56f3eb8fc0d2205223469b29abe562.webp","/_images/947ccc95ffd4af74fa3e80177c8fc9f5.webp","/_images/60b668efe3fcb64fdbd42051e6a3b543.webp","/_images/a3eaba1c063c28a6d848dc3c3c095d58.webp",4.2,"\u003Cspan class=\"color-red-600\">創業100年\u003C/span>を迎える歴史と実績\u003Cbr />サポート体制では最高評価の\u003Cspan class=\"color-red-600\">三つ星を獲得\u003C/span>",{"usa":67,"general":70,"domestic":71,"investmentTrust":72},{"text":68,"rating":69},"0円",4,{"text":68,"rating":69},{"text":68,"rating":69},{"text":68,"rating":69},{"usa":74,"japan":76,"general":77,"investmentTrust":78,"growthInvestment":79,"accumulatedInvestment":82},{"text":75,"rating":69},"豊富",{"text":75,"rating":69},{"text":75,"rating":69},{"text":75,"rating":69},{"text":80,"rating":81},"1,152本",3,{"text":83,"rating":69},"247本",{"point":85,"amount":87,"creditCardName":89,"canCreditCardAccumulation":15},{"text":86,"rating":81},"Oki Dokiポイント\u003Cbr/>0.5〜1.0%",{"text":88,"rating":69},"100円〜","JCBカード","\u003Cspan class='color-red-600'>手数料が最安水準！\u003C/span>\u003Cbr>\u003Cspan class='text-underline font-weight-bold'>当サイト限定3,000ptプレゼント\u003C/span>",{"perDay":92,"general":102,"noticeText":103,"perTransaction":104},{"per10":93,"per30":94,"per50":96,"per100":98,"per300":100},{"text":68,"rating":81},{"text":68,"rating":95},2,{"text":68,"rating":97},1,{"text":99,"rating":69},"1,100円",{"text":101,"rating":81},"3,300円",{"text":68,"rating":69},"※100万円増えるごとに1,100円(税込)加算\u003Cbr>※日額定額のみ",{"per10":105,"per30":107,"per50":108,"per100":109,"per300":110},{"text":106,"rating":81},"-",{"text":106,"rating":95},{"text":106,"rating":97},{"text":106,"rating":69},{"text":106,"rating":81},{"ipo":112,"usa":114,"mini":116,"nisa":118,"china":119,"night":121,"korean":122,"margin":123,"futures":124,"general":125,"domestic":126,"investmentTrust":128},{"text":113,"rating":69},"70社",{"text":115,"rating":69},"5,014本",{"text":117,"rating":81},"対応あり",{"text":117,"rating":81},{"text":120,"rating":97},"0本",{"text":117,"rating":81},{"text":120,"rating":97},{"text":117,"rating":81},{"text":117,"rating":81},{"text":75,"rating":69},{"text":127,"rating":69},"4,051本",{"text":129,"rating":69},"1,938本",{"point":131,"amount":132,"creditCardName":89,"canCreditCardAccumulation":15},{"text":86,"rating":81},{"text":88,"rating":69},{"rating":81},"創業100年の信頼と実績\u003Cbr>手数料は\u003Cspan class=\"color-red-600\">業界最安級！\u003C/span>",{"ipo":136,"margin":136,"general":137,"commission":136},"\u003Cspan class='color-red-600'>株主優待名人の桐谷さんが愛用！\u003C/span>\u003Cbr>電話サポートサービスが魅力","\u003Cspan class='color-red-600'>電話相談サービス\u003C/span>が魅力\u003Cbr>\u003Cspan class='text-underline font-weight-bold'>プロに投資相談したい人におすすめ\u003C/span>",{},{},{},"##### 初心者でも安心の電話サポートあり(無料)\nネット証券で唯一、専門家に\u003Cspan class=\"text-underline font-weight-bold\">銘柄探しや取引タイミング\u003C/span>などの株式投資に関して\u003Cspan class=\"text-underline font-weight-bold\">電話で無料相談できる\u003C/span>\u003Cspan class=\"font-weight-bold\">「株の取引相談窓口」\u003C/span>というサービスがあり、初心者でも安心して取引を始めることが可能です。\n\n##### 投資信託を保有するだけでポイントがもらえる\n松井証券では投資信託の保有金額に応じて\u003Cspan class=\"text-underline font-weight-bold\">最大1％\u003C/span>の松井証券ポイントが付与され、\u003Cspan class=\"text-underline font-weight-bold\">他社と比較しても最高の還元率\u003C/span>となっています。\n松井証券ポイントは「Amazonギフトカード」「PayPayポイント」「dポイント」など、\u003Cspan class=\"text-underline font-weight-bold\">3,000種類以上のポイントや商品に交換することが可能\u003C/span>です。\n\n##### 手数料が業界最安級\nNISA口座での取引であれば\u003Cspan class=\"text-underline font-weight-bold\">売買手数料が全て無料\u003C/span>！\u003Cbr>通常口座の取引でも1日50万円以下の取引であれば\u003Cspan class=\"text-underline font-weight-bold\">国内株の手数料が完全に無料\u003C/span>となっており、業界最安級となっています。","【当サイト限定！】口座開設＆条件達成で\u003Cspan class=\"mobile-display-block\">\u003Cspan class=\"text-underline font-size-md\">3,000pt\u003C/span>プレゼント！\n\n\u003Cimg src=\"/_images/09bb0db855d72e6f49ea3168da7c71ce.webp\" alt=\"松井証券キャンペーン画像\" width=\"325\" height=\"130\" />",{"id":144,"managedName":145,"service":146},"mcms-ad","rightColumnAdService",{"id":147,"updatedAt":148,"createdAt":149,"contentType":45,"name":150,"slug":151,"affParamName":152,"affLinks":153,"logo":157,"banners":161,"score":69,"pointText":164,"nisaCommission":165,"nisaItemsCount":170,"nisaCreditCardAccumulation":180,"nisaRecommendPoint":185,"defaultCommission":186,"defaultItemsCount":208,"defaultCreditCardAccumulation":225,"defaultTool":228,"defaultRecommendPoint":229,"defaultRecommendPointJson":230,"yutaiCommission":232,"yutaiDomesticStock":233,"yutaiSingleStockPurchase":20,"yutaiSearchTool":234,"yutaiRecommendPoint":7,"surpervisorComment":235,"campaignContent":236,"comparisonTableButtonUpperText":150,"forNisa":15,"forDefault":15,"forIdeco":20,"forRobo":20,"hasInvestmentTrustItems":15,"hasDomesticItems":15,"hasIpoItems":15,"hasMiniItems":15,"hasMarginItems":15,"hasFuturesItems":15,"forBeginner":15,"hasManyItems":15,"easyToUseApp":15,"hasManySupport":15,"commissionAmount":237},"dao0qyr1fwa","2026-04-02T02:59:31.398Z","2026-02-12T06:00:04.864Z","マネックス証券","monex","subid",{"ipo":154,"usa":154,"gold":155,"mini":154,"nisa":154,"general":156,"investment-trust":156,"credit-card-accumulation":156},"https://t.colorads-canvas.net/click?mpid=iJc3Zmhlwu&aid=cktFV5J9O0&pid=TolRsb3Ex6","https://t.colorads-canvas.net/click?pid=TolRsb3Ex6&aid=35x32BaEHN&mpid=iJc3Zmhlwu","https://t.colorads-canvas.net/click?pid=TolRsb3Ex6&aid=vc37iVQSYy&mpid=iJc3Zmhlwu",{"url":158,"width":159,"height":160},"/_images/f84dc81a89a8d1a5e9d5185833e214d3.webp",887,272,{"ipo":162,"usa":162,"mini":162,"nisa":162,"general":163,"investment-trust":163,"credit-card-accumulation":163},"/_images/4ce565434352a89657bd457cef73a0ab.webp","/_images/fb87d7a5188a22d576081afbec1f7488.webp","\u003Cspan class=\"color-red-600\">NTTドコモのグループ会社\u003C/span>\u003Cbr />投資しながら\u003Cspan class=\"color-red-600\">ポイントが高還元率\u003C/span>で貯まる",{"usa":166,"general":167,"domestic":168,"investmentTrust":169},{"text":68,"rating":69},{"text":68,"rating":69},{"text":68,"rating":69},{"text":68,"rating":69},{"usa":171,"japan":172,"general":173,"investmentTrust":175,"growthInvestment":176,"accumulatedInvestment":178},{"text":75,"rating":69},{"text":75,"rating":69},{"text":174,"rating":81},"多い",{"text":174,"rating":81},{"text":177,"rating":81},"1,181本",{"text":179,"rating":81},"234本",{"point":181,"amount":183,"creditCardName":184,"canCreditCardAccumulation":15},{"text":182,"rating":69},"dポイント\u003Cbr />1.1～3.1％",{"text":88,"rating":69},"dカード\u003Cbr />マネックスカード","\u003Cspan class='color-red-600'>dポイント\u003C/span>が高還元率で貯まる\u003Cbr>\u003Cspan class='text-underline font-weight-bold'>ドコモユーザーにおすすめ\u003C/span>",{"perDay":187,"general":195,"noticeText":197,"perTransaction":198},{"per10":188,"per30":190,"per50":191,"per100":192,"per300":193},{"text":189,"rating":81},"550円",{"text":189,"rating":95},{"text":189,"rating":97},{"text":189,"rating":69},{"text":194,"rating":81},"2,750円",{"text":196,"rating":81},"99円"," ",{"per10":199,"per30":200,"per50":202,"per100":204,"per300":206},{"text":196,"rating":81},{"text":201,"rating":95},"115円",{"text":203,"rating":97},"275円",{"text":205,"rating":69},"535円",{"text":207,"rating":81},"1,013円",{"ipo":209,"usa":211,"mini":213,"nisa":214,"china":215,"night":217,"korean":218,"margin":219,"futures":220,"general":221,"domestic":222,"investmentTrust":223},{"text":210,"rating":81},"53社",{"text":212,"rating":69},"4,414本",{"text":117,"rating":81},{"text":117,"rating":81},{"text":216,"rating":69},"2,000本",{"text":117,"rating":81},{"text":120,"rating":97},{"text":117,"rating":81},{"text":117,"rating":81},{"text":174,"rating":81},{"text":127,"rating":69},{"text":224,"rating":81},"1,765本",{"point":226,"amount":227,"creditCardName":184,"canCreditCardAccumulation":15},{"text":182,"rating":69},{"text":88,"rating":69},{"rating":81},"\u003Cspan class=\"color-red-600\">dカード\u003C/span>でポイントが貯まる。\u003Cbr>\u003Cspan class=\"color-red-600\">最大3.1％の高還元率\u003C/span>が特徴！",{"ipo":231,"margin":231,"general":185,"commission":231},"\u003Cspan class='color-red-600'>dカード\u003C/span>でポイントが貯まる。\u003Cbr>\u003Cspan class='color-red-600'>最大3.1％の高還元率\u003C/span>が特徴！",{},{},{},"##### クレカ積立が高還元率\ndカードで決済するとポイントが最大1.1～10.0％たまり、\u003Cspan class=\"text-underline font-weight-bold\">ネット証券の中でも高い還元率\u003C/span>を誇ります。（dカードは\u003Cspan class=\"text-underline font-weight-bold\">口座開設と同時に発行\u003C/span>が可能）\n\u003Cbr>また、今ならクレカ積立＋毎月3万円以上の買い物で\u003Cspan class=\"text-underline font-weight-bold\">最大30,000pt(還元率10%)\u003C/span>もらえるキャンペーンも実施中です！\n\n##### 初心者も使いやすいアプリツール\n「マネックス証券アプリ」では投資信託や株の取引を\u003Cspan class=\"text-underline font-weight-bold\">アプリ上で簡単に操作\u003C/span>できます。\nApp Storeでも★4.3と高く評価されており、\u003Cspan class=\"text-underline font-weight-bold\">初心者でも直観的に操作することが可能\u003C/span>です。\n\n##### 外国株に強い\n\u003Cspan class=\"text-underline font-weight-bold\">米国株式や中国株式の取り扱い銘柄数は他社に比べて充実\u003C/span>しており、現物取引手数料もネット証券の中で最安級となっています。","新規口座開設&条件達成で\u003Cspan class=\"mobile-display-block\">\u003Cspan class=\"text-underline font-size-md\">最大2,000ポイント\u003C/span>もらえる！\u003C/span>\n\n\u003Cimg src=\"/_images/a60b5547cb29d98b2a50582765bdf02b.webp\" alt=\"マネックス証券キャンペーン画像\" width=\"325\" height=\"130\" />",100,[239],{"id":24,"updatedAt":25,"createdAt":26,"contentType":8,"title":27,"metaDescription":27,"slug":28,"thumbnail":240,"isPickUp":20,"tag":241,"content":36,"isNoIndex":15,"displayPanel":37,"hidePointCarouselContent":15,"banner":20,"bannerText":7,"ctaUrl":7,"ctaText":7,"delay":21,"compareTableCtaText":7,"showInColumnPage":15},{"url":30,"width":31,"height":32},{"id":34,"contentType":18,"title":35,"slug":34},1776358425149]